Baby Steps - that is how Dave Ramsey leads people to what he calls a Total Money Makeover. I'd like to believe I'm pretty good at managing finances (I am, after all, an Accountant by trade!) but realized I am lacking some focus and discipline.
Yes, I'm happy with what I have accomplished for my family but I want to build a better future for us. This blog is dedicated to that journey...I'll be posting these baby steps, our progress and great money-saving and wealth-building tips I find along the way.
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